ASPCA applauds New York Governor Hochul for signing legislation to end dog breed discrimination by insurance companies

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NEW YORK, November 2 (TNSPol) – American Society for the Prevention of Cruelty to Animals issued the following press release:

ASPCA (R) (American Society for the Prevention of Cruelty to Animals(R)) congratulated New York State lawmakers and the govt. Kathy hochul for enacting crucial legislation prohibiting insurance companies from using a dog’s breed to determine owners’ insurance coverage. With this new law, which comes into force 90 days after its promulgation, new York joined Nevada as the only two states to have enacted laws prohibiting this discriminatory practice.

The vast majority of property insurance providers deny or dramatically increase homeowner coverage and renewals for households with certain breeds of dogs in their homes, but there is no evidence to support this policy as data on them. Insurance claims do not support the idea that certain breeds of dogs are a greater risk compared to unrestricted breeds.

“In an era of unprecedented housing challenges for New Yorkers, the cost and availability of insurance has become an even more onerous barrier to home ownership for families with pets,” said declared Bill ketzer, Senior Director of State Legislation for ASPCA, Eastern Division. “This new law will prevent insurance companies from overcharging or denying coverage to families simply because they own a specific breed of dog, removing housing barriers for thousands of officials new York dog owners. We are grateful to Senator Gianaris and Assembly Member Glick for championing this legislation, and we thank Governor Hochul for enacting this bill to better protect pets and people across the state. “

“These new laws ensure that our animals are treated with the dignity they deserve. Our four-legged friends are precious companions who are part of our families and deserve to be respected, ”said the Deputy Leader of the Senate. Michel Gianaris. “We still have work to do, but these are important advances in the cause of animal rights.”

“Dogs of all breeds are cherished members of our families, but based on debunked claims and sensational media coverage, the insurance industry has discriminated against dog owners in based solely on the race of their companion, “said a member of the Assembly. Deborah Glick. “In her later years my mother had a German Shepherd as a companion – my sisters and I called her Ginger – and she was the sweetest, sweetest female dog. Under this new law, no New Yorker will be required by their insurance company to choose between a dog like Ginger and their home. I thank Senator Gianaris for carrying this bill and the Senate, and for of Governor Hochul compassionate leadership by signing this important step into law. “

“Too often people have had to make a choice between their beloved pet and home insurance. It is an unfair situation that has now been corrected by Governor Hochul using the power of the pen, ”said Libby Post, executive director of the NYS Federation for the Protection of Animals. “The unfair practice of insurance companies discriminating against owners based on their breed of dog was finally stopped in New York State. This is a big step forward: owners and their dogs will now be treated fairly. Not only does the Federation thank the Governor, but also the extraordinary leadership of the State Senator Michel Gianaris and member of the Assembly Deborah Glick. Without their action, this bill would not have seen the light of day. “

In recent years, a growing number of state and local governments have taken action to ban the regulation of dog ownership based on the breed – or appearance of the breed – of the dog. These jurisdictions recognize the broad consensus that breed restrictions are an ineffective and inaccurate tool for preventing risks from dogs and instead rely on objective facts to determine whether individual dogs pose a public risk. Past behavior is a much stronger indicator of current behavior than genetics, so this legislation specifically reserves the latitude for insurers to cancel, refuse to issue or renew, or increase premiums for households in which a resident dog of any breed has a history of aggression. .

In addition to enacting this new law, state lawmakers took action on several other measures to better protect animals in 2021, including:

* Renewed on $ 5 million NYS Companion Animal Capital Fund within the framework of the 2022 State budget;

* Avoid new binding requirements for veterinarians that would have reduced access to care; and

* Legislation passed banning the slaughter of racehorses while funding the monitoring of retired horses and requiring racehorses to be microchipped.


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