ASPCA (R) (
The vast majority of property insurance providers deny or dramatically increase homeowner coverage and renewals for households with certain breeds of dogs in their homes, but there is no evidence to support this policy as data on them. Insurance claims do not support the idea that certain breeds of dogs are a greater risk compared to unrestricted breeds.
âIn an era of unprecedented housing challenges for New Yorkers, the cost and availability of insurance has become an even more onerous barrier to home ownership for families with pets,â said declared
âThese new laws ensure that our animals are treated with the dignity they deserve. Our four-legged friends are precious companions who are part of our families and deserve to be respected, âsaid the Deputy Leader of the Senate.
“Dogs of all breeds are cherished members of our families, but based on debunked claims and sensational media coverage, the insurance industry has discriminated against dog owners in based solely on the race of their companion, “said a member of the Assembly.
âToo often people have had to make a choice between their beloved pet and home insurance. It is an unfair situation that has now been corrected by
In recent years, a growing number of state and local governments have taken action to ban the regulation of dog ownership based on the breed – or appearance of the breed – of the dog. These jurisdictions recognize the broad consensus that breed restrictions are an ineffective and inaccurate tool for preventing risks from dogs and instead rely on objective facts to determine whether individual dogs pose a public risk. Past behavior is a much stronger indicator of current behavior than genetics, so this legislation specifically reserves the latitude for insurers to cancel, refuse to issue or renew, or increase premiums for households in which a resident dog of any breed has a history of aggression. .
In addition to enacting this new law, state lawmakers took action on several other measures to better protect animals in 2021, including:
* Renewed on
* Avoid new binding requirements for veterinarians that would have reduced access to care; and
* Legislation passed banning the slaughter of racehorses while funding the monitoring of retired horses and requiring racehorses to be microchipped.